University of St.Gallen School of Finance Research Paper Series

The University of St.Gallen, School of Finance Research Paper Series deals with matters of fundamental research as well as current theoretical or empirical issues related to banking, insurance and finance. The series includes research contributions carried out by our faculty, PhD students and affiliated researchers. Please direct any questions concerning the series, and submit your papers including a short abstract, keywords, JEL classification, and the author's affiliation to ssrn.sof@unisg.ch. To access our papers in this series, please use the following URL: http://www.ssrn.com/link/U-St-Gallen-RES.html

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