The Office of Financial Research (OFR) Working Paper Series allows members of the OFR staff and their coauthors to disseminate preliminary research findings in a format intended to generate discussion and critical comments. Papers in the series are works in progress and subject to revision. Views and opinions expressed are those of the authors and do not necessarily represent official positions or policy of the OFR or the U.S. Department of Treasury (Treasury).
The OFR Staff Discussion Paper series provides a venue for academic-style papers by the OFR staff that contribute to our understanding of financial markets, financial data, and financial institution risks topics that are the building blocks of financial stability analysis. These papers may be preliminary versions of work for the OFR Working Paper Series, or for submission to external academic or policy publications in economics or finance. The views and opinions expressed in the Staff Discussion Papers Series are those of the authors and do not necessarily represent official positions or policy of the OFR or Treasury.
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