International Research Conference on FinTech: Innovation, Inclusion, and Regulation

Conference dates

10 Mar 2023 - 11 Mar 2023


Ahmedabad, India


Submission Deadline: November 20, 2022

The IIMA Misra Centre for Financial Markets and Economy and the Centre for Advanced Financial Research and Learning (CAFRAL; promoted by Reserve Bank of India) are organizing the International Research Conference on FinTech: Innovation, Inclusion, and Regulation on March 10th & 11th, 2023 at the Indian Institute of Management Ahmedabad.

FinTech is transforming both the demand and delivery of financial services. Consumers and businesses have benefited significantly from FinTech by expanding their reach, lowering costs, and improving the accuracy of decisions. FinTech ventures are already posing stiff challenges to traditional banks by offering more cost-effective solutions for payments, lending, and many other services that reduce overall financial costs. However, the technological innovations also pose an unprecedented set of challenges and issues for consumer protection and the regulation of FinTech firms. The objective of the conference is to bring together researchers, regulators, and practitioners to a common platform for discussion on important topics and agenda in the FinTech domain.


Prof. Thorsten Beck
Director, Florence School of Banking and Finance, and Professor of Financial Stability at the European University Institute.


The conference includes a broad coverage of research and use cases on FinTech globally and in India. Topics include but are not limited to the following:
• FinTech innovation and adoption
• Retail payment systems
• Digitization of finance
• FinTech firms and banks
• FinTech and financial inclusion
• Cross border payments
• Cryptocurrency
• Crowdsourcing and Initial Coin Offerings (ICO)
• Fintech adoption during the COVID-19 pandemic
• FinTech and artificial intelligence (AI)
• Payment aggregators and payment gateways
• Retail adoption and regulation of various credit offerings (e.g., BNPL, EMI)
• Innovations in trading platforms
• Zero commission brokerages
• FinTech and customer data privacy and protection
• Consumer issues and disputes
• Potential for anti-competitive behavior in FinTech
• Regulatory challenges for central banks
• Anti-money laundering (AML) issues in FinTech
• Risks to financial stability, including concentration and contagion risks
• Central Bank Digital Currencies


Please submit a full draft of your paper (PDF) to

We encourage the submission of high-quality and internationally publishable papers. Empirical, theoretical, and policy contributions are welcome. There is no submission fee or registration fee for the conference.

The deadline for submission is November 20, 2022. Notification of acceptances will be sent out by December 15, 2022.


Accommodation will be provided to presenters, panelists, and discussants.

For more information, please visit: