De Nederlandsche Bank Research Paper Series

De Nederlandsche Bank (Netherlands Bank) is the central bank and financial sector supervisor in the Netherlands. DNB is also responsible for promoting robust and efficient payment systems. DNB Working Papers cover research on the five themes of the DNB research programme: monetary policy and price stability, central bank transparency and central bank communication, financial stability and macro-prudential supervision, micro-prudential supervision and behaviour of financial institutions, and financial literacy and behaviour of households and firms. Views and conclusions expressed in working papers are the responsibility of the authors alone and do not necessarily reflect the views of DNB or the Eurosystem.

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