FDIC 6th Annual Consumer Research Symposium

October 28, 2016, L. William Seidman Center in Arlington, VA

You are cordially invited to attend the FDIC 6th Annual Consumer Research Symposium sponsored by the FDIC's Division of Depositor and Consumer Protection. The symposium will feature consumer finance experts presenting recent papers with far-reaching consumer research and policy implications. Panelists will share research findings on consumers' capabilities, knowledge, preferences, and experiences in the market for financial products and services. Detailed information on panels and presentations can be found in the agenda below.

The symposium will be held on Friday, October 28, in the FDIC's Hove Auditorium at the L. William Seidman Center in Arlington, VA. A reception will be held on Friday afternoon following the sessions.

REGISTRATION: There is no cost for this event. However, participants are encouraged to register at their earliest convenience, as space is limited. To register your attendance or sign-up to view a live webcasting of the event, please register here: https://fdic.gov/news/conferences/consumersymposium/index.html

FURTHER INFORMATION: Feel free to submit questions or requests for additional information to conresearchsymp@fdic.gov, and don't forget to share this invitation with interested colleagues. We look forward to seeing you next month!

Sponsored by the FDIC's Division of Depositor and Consumer Protection

October 28, 2016, L. William Seidman Center, Hove Auditorium, Arlington, Virginia

8:00 - 9:00am Breakfast and Registration

9:00 - 10:20am Panel 1: Credit Building
The Impact of Credit Counseling on Consumer Outcomes: Evidence from a National Demonstration Program
Stephen Roll, Washington University in St. Louis
Stephanie Moulton, Ohio State University

Building Financial Health Among the Economically Vulnerable: Evaluation of a Credit Building Loan Product
Jeremy Burke and Kata Mihaly, RAND Corporation
Julian Jamison, World Bank
Dean Karlan, Yale University
Jonathan Zinman, Dartmouth University
Discussant: TBD
Moderator: Alicia Lloro, Federal Deposit Insurance Corporation

10:20 - 10:40am Break

10:40am - 12:00pm Panel 2: Economic Inclusion
Use of Bank and Nonbank Financial Services: Financial Decision Making by Immigrants and Native Born
Joyce M. Northwood and Sherrie L.W. Rhine, Federal Deposit Insurance Corporation

Growing Up Without Finance
Rawley Z. Heimer, Federal Reserve Bank of Cleveland
James R. Brown, Iowa State University
J. Anthony Cookson, University of Colorado at Boulder
Discussant: Sarah Pearlman, Vassar College
Moderator: Jeffrey Weinstein, Federal Deposit Insurance Corporation

12:00 - 1:00pm Lunch

1:00 - 1:15pm Chairman's Remarks
Martin J. Gruenberg, Chairman, Federal Deposit Insurance Corporation

1:15 - 2:35pm Panel 3: Mortgages and the Housing Boom
Cross-Sectional Patterns of Mortgage Debt During the Housing Boom: Stocks and Flows
Paul S. Willen, Christopher L. Foote, and Lara Loewenstein, Federal Reserve Bank of Boston

Owner Occupancy Fraud and Mortgage Performance
Ronel Elul and Sebastian Tilson, Federal Reserve Bank of Philadelphia
Discussant: Felipe Severino, Dartmouth College
Moderator: Harriet Newburger, Federal Deposit Insurance Corporation

2:35 - 2:55pm Break

2:55 - 4:15pm Panel 4: Responses to Changes in the Household Budget Constraint Substitution between Parents' Home Equity and Students' Borrowing: Evidence from the House Price Boom and Bust
John Mondragon and Janice Eberly, Northwestern University
Gene Amromin, Federal Reserve Bank of Chicago

Medicaid and Financial Health
Kenneth Brevoort, Consumer Financial Protection Bureau
Daniel Grodzicki, Pennsylvania State University and Consumer Financial Protection Bureau
Martin B. Hackmann, Pennsylvania State University
Discussant: Meta Brown, Federal Reserve Bank of New York
Moderator: Ryan Goodstein, Federal Deposit Insurance Corporation

4:15 - 5:15pm Closing Remarks & Reception

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Posted 9/23/16