The Insurance Law Center at the
          University of Connecticut School of Law presents:


                   CONSUMER FINANCE POST-APARTHEID:
                     THE SOUTH AFRICAN EXPERIENCE


              Friday and Saturday, November 20-21, 2009


               University of Connecticut School of Law
                        William F. Starr Hall
                        Hartford, Connecticut



     In 2006, South Africa passed landmark legislation to
     regulate consumer credit. The new South African law
     represents a sharp departure from consumer credit
     regulation in the United States. The conference will
     examine the circumstances that gave rise to the South
     African law and the effects of that law on access to
     credit, consumer welfare, business growth (including
     microfinance), and fair lending. In addition, consumer
     credit experts from South Africa, the U.S., Canada, and the
     U.K. will compare their respective approaches to consumer
     over-indebtedness and bankruptcy.



     CONFERENCE SCHEDULE:


     Friday, November 20


     9:00 a.m.
     The U.S. Approach to Consumer Credit Regulation in
     Hindsight


     - Kathleen C. Engel, Suffolk University Law School
     - Patricia A. McCoy, University of Connecticut School of
       Law
     - Elizabeth Renuart, Albany Law School


     10:15 a.m.
     The Reasons for the South African National Credit Act


     - Gabriel Davel, Chief Executive Officer, National Credit
       Regulator of South Africa
     - Penelope Hawkins, FEASibilitY Pty Ltd.
     - Harry Rajak, Sussex Law School
     - Peter Setou, National Credit Regulator of South Africa


     1:00 p.m.
     Keynote Address:


     - Gabriel Davel, C.E.O., National Credit Regulator of South
       Africa


     1:45 p.m.
     The National Credit Act Described


     - Michelle Kelly-Louw, University of South Africa


     2:30 p.m.
     The Experience with the South African Act to Date: Part I


     - Penelope Hawkins, FEASibilitY Pty Ltd.
     - Michelle Kelly-Louw, University of South Africa


     3:45 p.m.
     The Experience with the South African Act to Date: Part II


     - Andre Boraine, University of Pretoria
     - Hermie Coetzee, University of Pretoria
     - Franciscus Haupt, University of Pretoria
     - Melanie Roestoff, University of Pretoria



     Saturday November 21


     9:00 a.m.
     Consumer Financial Education and Awareness in South Africa


     - Peter Setou, National Credit Regulator of South Africa
     - Carel van Aardt, University of South Africa


     10:15 a.m.
     Small Business and Microfinance Lending


     - Gerhard Coetzee, University of Pretoria
     - Rashmi Dyal-Chand, Northeastern University Law School
     - Kate McKee, World Bank


     11:30 a.m.
     Competition and Consumer Financial Services Regulation


     - Adam Levitin, Georgetown University Law Center


     12:30 p.m.
     Challenges Going Forward in U.S. Consumer Financial
     Regulation


     - Janis Pappalardo, U.S. Federal Trade Commission


     1:15 p.m.
     Roundtable Discussion on Developments in U.S. Consumer
     Credit Regulation


     - Kathleen Engel, Suffolk University Law School
     - Cassandra Jones Havard, University of Baltimore School of
       Law
     - Creola Johnson, Moritz College of Law, The Ohio State
       University
     - Kathleen Keest, Center for Responsible Lending
     - Alan White, Valparaiso University School of Law


     2:30 p.m.
     Roundtable Discussion on Consumer Bankruptcy: A Comparative
     Perspective


     - Andre Boraine, University of Pretoria
     - Adam Feibelman, University of North Carolina (Chapel
       Hill) School of Law
     - Jason Kilborn, The John Marshall Law School
     - Adam Levitin, Georgetown University Law Center
     - Jay Westbrook, University of Texas School of Law


     3:45 p.m.
     Conceptual Challenges in Access to Credit versus Regulation


     - Gabriel Davel, C.E.O., National Credit Regulator of South
       Africa
     - Janis Pappalardo, U.S. Federal Trade Commission
     - Patricia McCoy, University of Connecticut School of Law
     - Jay Westbrook, University of Texas School of Law



     REGISTRATION:


            http://tinyurl.com/uconnlawsouthafrica



Posted 10/29/09